When a person or their family member first becomes aware that they need care support, they frequently have concerns about; how much the care will cost, who will have to pay for it, whether they are entitled to any financial support and if funding themselves how they can afford to pay for it.
Some care options can be perceived as expensive, but it doesn’t mean they all are. When it comes to planning the right care for you, it is worth considering the funding routes and benefits that may be available to help you if you need home help or personal care.
For example, care may be funded in full or part by your local authority depending on individual circumstances. It is therefore important and worth exploring the funding options available before making a final decision.
If you need support with day-to-day tasks, your local authority might be able to help with the costs of care.
As a first step, it is a good idea to request a needs assessment before arranging care. This will help you decide on the level of care needed and if care at home is suitable for you.
If an assessment identifies that you need help, funding support available varies depending on which country you live in. In England, one of the options available to you is to receive direct payments for the cost of the funded element from the council and organise your care yourself.
You may also be entitled to other benefits such as:
- Attendance allowance – if you are over 65 and need extra help to stay independent at home due to an illness or disability.
- Personal Independence Payment – if you are aged 16-64 and need help with daily activities or getting around because of a long-term illness or disability.
For further advice, you can contact:
Or get in touch with us!